Showing posts sorted by relevance for query favorite bath time activities. Sort by date Show all posts
Showing posts sorted by relevance for query favorite bath time activities. Sort by date Show all posts

Friday, September 8, 2017

2 Ingredient Neon Bath Paint Recipe

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This is a sponsored post written by me on behalf of Sterling for IZEA. All opinions are 100% mine.

2 Ingredient Neon Bath Paint RecipeSometimes when you have more than one child, it can be hard finding any activities that both of your kids can do together. One activity that is fun and most kids of all ages love is bath time! Because my daughter is one there’s not a whole lot of crafts that she can help her brother with, who is 3. So when it comes to bath time I’m always looking for ways to make it more fun. One of our favorite bath time activities is painting, I have two different recipes that are safe for babies who still tend to put things in their mouth and one for older children. What’s great about doing an art project in the tub is it’s easy clean up, and they can get a bath afterwards.

We’ve been working on upgrading our bathroom and had the new Sterling Prevail bath doors installed this past week. I love the sleek design and the installation was easy! You can see the before and after photo below! The Sterling Prevail doors with the ComforTrack technology are available for both bath doors and shower doors.

For our baby safe version of the Neon Bath Paint click here.

You’ll need the following:

Directions: First grab a cupcake pan and fill each circle with shaving cream. Put a few drops of your neon food coloring in the shaving cream. Next mix the colors, the kids love helping with this step and mixing their own color combinations. And finally…let them have some fun in the tub!

2 Ingredient Neon Bath Paint Recipe

As for clean up, the food coloring doesn’t stain at all. And our Sterling Prevail doors make cleaning any bath time art super easy, I just turned on the shower to drain all of the paint and did a quick wipe down of the tub and we were ready for bath time! undefined

Our Sterling shower doors with ComforTrack technology have a cushioned threshold that bends to applied pressure, so that I am able to kneel, sit, or lean on the track, making it easier and more comfortable to bathe my kids, access the shower, or clean the bathing/showering space.

2 Ingredient Neon Bath Paint Recipe

What are some of your kids favorite bath time activities?

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Sunday, June 25, 2017

Pala Casino Resort & Spa Influencer Event

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Recently, Bill and I traveled south to San Diego County to attend the Special Influencer Event at Pala Casino Resort and Spa. Today I am sharing details and favorite highlights from our stay and the influencer event.

Pala is located in San Diego County not far from Temecula, Temecula Wine Country and Fallbrook. We took a winding road though some beautiful canyons and groves of avocado trees to the Pala reservation.

This Four Diamond resort is a getaway destination for many throughout California and the Southwestern states. Pala offers a variety of options for guests from Las Vegas-style gaming, full-service spa, 11 restaurants, venues for live music, meeting space, shopping, and more.

Bill and I checked in the day before the event. Pala’s Social Media and PR Specialist, Erika, greeted us in front of the resort and showed us around the property. Our check in at the front desk went quickly and smoothly. Soon we were headed to our guest room.

Pala’s 507 guest rooms are over 500 square feet and offer mountain or pool views. We were on the 8th floor and had breathtaking views of the pool area and the Palomar Mountains. Each morning, the fog would hang over the mountain tops before the sun would slowly burn it off, making for another sunshine-filled day.

Our room was comfortable, spacious and had all the amenities I would expect from a Four Diamond Award Winning resort.

We were surprised with a big gift basket waiting for us in our room along with a dozen white long-stemmed roses.

PALA POOL

After we checked in and unpacked, we were ready for lunch. We decided to have a quick meal and a tropical cocktail at the pool. It was a lovely day, not a cloud in sight.

The pool area currently has 12 cabanas guests may rent. However, the pool will be closing this fall in order to make major changes and improvements. Next spring, the new pool area will be even more luxurious. I can’t wait to see the finished project.

PALA SPA

The 10,000 square-foot Pala Spa is located just across the lawn from the hotel and adjacent to the pool area.

It has a retail boutique, fitness center, spacious locker rooms – one for men and one women – with showers, steam rooms, dry sauna and indoor whirlpools. The spa has 14 treatment rooms and two Signature Spa Suites, which is where Bill and I were treated to a couples massage.

Our massage therapists gave us the option of an indoor massage experience or having our massages outdoors on the secluded patio. We opted for the patio. I loved the tranquil and somewhat tropical setting. We had Swedish massages and I have to say, my massage was the very best I have ever had. It was just the right pressure, the right amount of time and in such a perfect atmosphere.

After our 50-minute massages, we were told we had an hour to ourselves in the spa suite! The suite had a whirlpool bath for two, which was already filled and ready for us, along with a chilled bottle of local sparkling wine and heart-shaped chocolates. It was heavenly and so relaxing! The Pala Spa really knows how to pamper and spoil their guests.

LUIS REY’S

After our amazing massages we went up to our guest room to change for dinner. The friendly and helpful staff at Pala told us that Luis Rey’s, a casual outdoor/indoor lounge and bar that serves a variety of Mexican and California-style appetizers, serves $1 street tacos during happy hour. We’ve rarely met a street taco we didn’t want to devour and had to try one. It did not disappoint! If we didn’t already have dinner plans, I would have ordered another one…or three!

Soon Tamera Beardsley and her husband, Jeff who were also attending the influencer event, arrived. They checked in that afternoon and we arranged to meet for cocktails and dinner at Pala, just the four of us. I love spending time with Tamera. She is much more than a fellow blogger, she has become a dear and wonderful friend. I was so happy to have some time to catch up with her!

After drinks at Luis Rey’s we went to The CAVE for dinner. The CAVE has a restaurant and lounge, which is where we had dinner, as well as an underground wine cave that we would visit during the next day’s influencer event.

The CAVE restaurant has an impressive wine list that includes over 480 different wines and a Mediterranean style dinner menu that features a variety of tasty dishes from pastas, pizzas and flat breads to steaks and seafood. They also have a delicious selection of appetizers. We had a wonderful dinner and the service was impeccable and friendly.

What a fun evening we had with Tamera and Jeff!

SPECIAL INFLUENCER EVENT!

 Meet and Greet at The CAVE

The next morning the influencer event got off the ground. We would have a full day of experiences at Pala ahead, which would conclude with an outdoor concert performance by UB40!

First, we went to The CAVE lounge for a meet and greet. Our event had a darling pineapple theme. We were treated to a selection of Hawaiian cuisine and tropical drinks – both with and without alcohol. The prawns served in tiny pineapple halves were my favorite. And I loved the cute little paper straws with pineapple print.

Fellow influencers, along with their guests, trickled in and soon we had amassed quite a crowd of people! I always enjoy meeting new people so it was fun to chat with some of the other bloggers and influencers.

After spending some time taking photos with Tamera in front of the striped Pala backdrop and having one more prawn in a pineapple, we got ready to take our group to the casino floor. We would competing in a slot tournament!

Slot Tournament

We were divided into groups of about 10 then each assigned to a slot machine. For three minutes we did our best to rack up points by pressing button and tapping the screen. It was a fast-paced and fun contest and most of us had tired hands by the time three minutes was up. Neither Bill nor I won any prizes but we still had a blast!

I got a chance to meet and chat with Dawn Lucy of Fashion Should Be Fun who also attended the event. She was with her friend Rachel. They were both such a kick and I am so glad I got to hang out with them.

Pala Underground Cave

After our slot tournament concluded, it was time to eat again! Our large group of about 30 people was divided into two. Our group would go to The CAVE’s Underground Cave first for wine tasting and appetizers.

I was so impressed with the wines in the wine cave. Some of Napa Valley’s finest wines were featured including Far Niente and Joseph Phelps, as well as numerous Italian and French wines.

We enjoyed some local wines from Temecula wine country along with lots of nibbles that were passed around throughout our visit to the wine cave.

Pala Underground Cave also offers live entertainment on select nights as well as top shelf spirits and craft beer.

The Oak Room

Next we made our way to The Oak Room for a fine dining experience. This elegant restaurant is a world-class steak and seafood house with an extensive wine list, knowledgeable waitstaff and beautiful ambiance.

We were introduced to Oak Room’s sommelier, who led us through a food and wine pairing. The food and the wine were phenomenal, definitely meeting the high standards we have here in Sonoma and Napa. Chef Yee Thomas Feng also came to our table to tell us about the food we enjoyed. What a treat the Oak Room was for this wine and food lover – from start to finish!

Pala Casino

As part of the influencer event, we were each given $50 in casino play, which I turned into $160! I have always been partial to the poker machines and was thrilled to hit a four of a kind.

Having spent my childhood in Las Vegas, I know a thing or two about casinos. Pala Casino is very much a Las Vegas-style casino. They have 2,000 state-of-the-art slot and video machines, 80 table games, and a poker room. They also had live music going on every time we walked through the casino area.

Later that night we attended the outdoor UB40 concert. It was the perfect clear night for a concert and the music sounded great. What fun! Pala has a packed calendar of well-known bands and performers. One of my favorite singers, Olivia Newton-John, will be performing there in October.

The next morning, we packed up our things then met our influencer group for breakfast in one Pala’s meeting spaces. We enjoyed a tasty breakfast buffet, then said our farewells.

I definitely recommend Pala Casino Resort & Spa as a destination getaway to have fun, enjoy fantastic food, wine and cocktails as well as live music. Treat yourself to a phenomenal massage and try your hand at the slots and tables, if you like. There is a wide variety of activities and amenities to experience at Pala – something for everyone!

Disclosure: Our stay at Pala Casino Resort and Spa was complimentary as part of our participation in the Influencer Event. All opinions expressed here are, as always, my own. 

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Sunday, January 28, 2018

Designing Your Home Ownership to Retire Earlier

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The following is a guest contribution from reader and blogging friend Chris Mamula, a pending early-retiree in his 40’s. Chris has been writing on personal finance topics for several years. His efforts first came to my attention with his insightful review of my second book. In this post, Chris explores how to craft home ownership to support an early retirement, requiring less retirement savings while improving the quality of your life….

For many years, my wife and I made two assumptions about owning our home to facilitate our early retirement:

  1. We should live in a low cost of living area, pay our home off quickly, and own it outright. We could then essentially eliminate our housing expenses during retirement.
  2. Our home would be a safe investment because it would increase in value while simultaneously providing our family shelter.

Over the past year, I began studying real estate investing as a way to diversify our current portfolio that consists primarily of paper assets. As I learned, I thought about ways to incorporate real estate investing principles to reframe how we would approach buying our next home.

First we challenged our original assumptions. Real numbers told a different story about the cost of home ownership. Then we made the conscious decision to approach our next home as an investment in the life we truly want. This allowed us to decrease retirement savings needs by six figures while simultaneously enabling the lifestyle we desire.

The True Cost of Home Ownership

One of the most important decisions we made when getting serious about planning our early retirement was tracking our expenses. We have been doing this for the past three years and the information we gleaned from this process has been eye opening.

The US Bureau of Labor Statistics reports that on average the three largest areas of spending for most households are housing, followed by transportation, and then food. We originally assumed that because our spending is drastically different than the average household, these statistics did not apply to us. Our actual numbers told a different story.

Last year our biggest expense again was food, followed by housing and then transportation. Our numbers show that we do spend far less than the average household on housing and cars, and our overall spending is also subsequently less than average. However, even with a paid off home and cars, our three biggest areas of spending are the same as most everyone else.

The other thing that we have realized by tracking and analyzing our spending is how intertwined our housing decision is with other spending and quality of life. You may have a lower initial purchase price on your home by living away from work or popular attractions. However, it is easy to then make up for that with increased time and money traveling to work and entertainment.

This was certainly our case. Our transportation costs were driven by my hour round trip daily work commute and the fact that we live at least an hour one-way from our favorite hobbies: skiing, hiking, and rock climbing. Getting to good skiing or climbing in bigger mountains has required a full day drive to New England or a cross-country flight west. We typically take 2-4 such trips each year.

Next we looked at our assumptions that our home was a safe investment.

Is Your Home An Investment?

We built our home in 2005 for approximately $250,000. Since then we have done several costly upgrades totalling over $20,000. This brings our cost to over $270,000 before accounting for routine maintenance, property taxes, mortgage interest, and other expenses associated with home ownership.

Twelve years later, comparable homes in our area are selling for $240,000-$260,000. Even without factoring in real estate commission and taxes on the sale of our house, we have virtually no chance of recouping our initial capital investment, let alone making money on the transaction.

At the same time, as compared to our diversified paper portfolio that can be sold off strategically to our benefit, our home represents a large undiversified percentage of our capital tied up in one place. Needing to sell it when we want to move adds stress when watching our local market stagnate while most of the nation’s real estate prices soar.

As we planned what we wanted our life to look like in early retirement, we realized that if we wanted our home to be a good investment, we would need to approach it as investors.

Looking At Home Ownership As An Investor

As I read about real estate investing, one principle that I found useful in my introduction was Robert Kiyosaki’s concept of assets vs. liabilities. Kiyosaki says that your home is a liability, not an asset. His definitions essentially boil down to cash-flow. He defines an asset as anything that creates a recurring cash inflow to you, while a liability is anything that creates a cash outflow.

This definition is certainly oversimplified and not comprehensive or accurate from an accounting perspective. However, it has been extremely useful to help me challenge my assumptions. This concept helped create a different framework going forward as we looked at our home as a potential investment that could change our retirement equation.

Considerations When Buying A New Home

As we began to look for a western mountain town to live in for our early retirement, we did not throw out all conventional wisdom.

On a macro level, we narrowed down our list of potential ski towns first by affordability of housing. We wanted to go somewhere that we could use the equity from our current home to purchase our new home with cash or a very small mortgage.

On a micro level, once we honed in on Ogden, UT we tried to get the best price possible on our home based on local market conditions.

However, we went a step further. Rather than making unnecessary assumptions, we paid close attention to knowing our own personal numbers regarding how our housing decision would affect our overall expenses and lifestyle.

Going back to Kiyosaki’s asset vs. liability principle, we looked at how we could limit the liability of our purchase and possibly create a cash flowing asset.

Limiting Liability

We recently purchased our new home for $240,000. It has nearly identical finished square footage and lot size to our current home in Pennsylvania. It is an older house, but has been extensively remodeled in the past ten years.

The major items (roof, windows, furnace, plumbing, electric, etc.) are the same age or newer than in our now 12-year-old “new construction.” We therefore are assured that we will not have to carry a mortgage once we sell our current home, and the carrying costs (utilities, maintenance, etc.) for the new house should be very comparable to our current home.

Property taxes in Utah are far lower than in Pennsylvania. This comparable house has annual property taxes of $1,600 compared to our current $3,300 property taxes. This means a direct $1,700 annual reduction in liability of home ownership.

Choosing to live in a mountain town will also drastically reduce our indirect expenses associated with our current residence while increasing access to our favorite activities. On a day to day basis, we will now have only a 20-30 minute drive to world-class skiing in the winter. In warmer months, local climbing, hiking and paddling days will now mean walking from our front door to the trailheads or a short 10 minute drive to water activities. This will give us increased access at decreased cost compared to our current hour plus one-way drive to resorts, trailheads, or lakes.

Our travel expenses will decrease greatly. We will also have six additional world class ski resorts in the canyons around Salt Lake City an hour south and Jackson Hole about three hours north. We can drive in our own car and total cost will be the price of a day lift ticket. Previously, we have spent $2,000-$3,000 for a long weekend to fly across country, rent a 4WD vehicle, and pay for hotel rooms before ever purchasing expensive day tickets.

Likewise in the warmer months we will be less than a day drive to many of the west’s great parks including 6 national parks in Utah and the Grand Canyon to the south, and Grand Teton and Yellowstone national parks to the north. This will eliminate the expense of long trips to get to outdoor destinations.

Lowering our property taxes and reducing our transportation and travel expenses should save us in total at least $5,000/year based on our prior years’ expenses. Using the inverse of the 4% rule, we would need to save 25 times our annual spending to support that spending with a traditional stock/bond portfolio. Therefore, reducing this liability means needing at least $125,000 less retirement savings while improving quality of life.

Creating an Asset

Originally, when thinking about moving west we were focused on controlling or even decreasing the liability of home ownership by simply buying a smaller, cheaper home than our current residence.

As we thought about what is really valuable to us, we wanted to have the space to host family and friends. In particular, we wanted to have a place for my parents, who are retired and have a close relationship with our daughter, to stay comfortably for extended periods.

Real estate investor/educator Chad Carson writes about a powerful strategy for new real estate investors that he labels “house hacking”. As he describes the strategy: “A house hack basically means that you buy a small multi-unit real estate property, live in one unit, and rent out the others.”

While we had no desire to live in a duplex or triplex and be landlords to our neighbors, we applied the lessons of house hacking to our personal situation to allow the lifestyle we desire.

We recently became regular customers and big fans of Airbnb for the comfort and value they provide when traveling with our family. We considered being Airbnb hosts.

We thought that if we could find the right property, it could provide us with a smaller, lower-cost main living space that we desired, a comfortable place for family and friends to stay with us as desired, and a potential cash flowing asset when not in use.

As stated above, our newly purchased home has roughly the same square footage as our current home. However, the layout is far different. The new home provides a much smaller primary living space. We also have a separate two-bedroom, one-bath space with a kitchen and living room with a private entry.

Using the extra space as an Airbnb, it should net a minimum of $100/night rented. If we extremely conservatively assume we could rent 50 nights/year (approximately 50% of weekends, no weeknights), we would make $5,000/year. Doubling to 100 nights/year is a reasonable estimate and would yield $10,000/year.

Returning to the inverse of the 4% rule, earning an extra $5,000-$10,000/year would be the equivalent of not having to save $125,000-$250,000 dollars for retirement.

From the standpoint of an investment, this is the equivalent of a 2-4% cash-on-cash return on our primary residence. Unlike our prior assumptions, we are not relying on any appreciation to make money. Any appreciation in home value will only enhance returns.

If we decide we hate being Airbnb hosts and never make a penny from this plan, we have controlled our downside risk by limiting our liability. We also avoided using any leverage to further limit downside risks.

A Message Bigger Than A House

This post introduced some real estate investing ideas that may be new to you. It also demonstrated the application of the concept of using personal spending to calculate retirement saving needs. However, focusing only on specific technical points would miss two much more valuable lessons.

First, to enable the life we truly want we needed to master basic simple fundamentals of personal finance. Tracking our expenses is Personal Finance 101 that “everyone knows,” yet few people actually do.

Our faulty assumptions were the result of the fact that we did not track our expenses for the first decade of our careers. Knowing our personal numbers now allows us to see how much we spend, where our money goes, and what drives our spending. This in turn enables planning in creative ways.

Second, if we want to live a life different than the standard 40-hour work week until age 60 or 70 there are multiple ways to do it. Conventional wisdom is that early retirement requires taking large risks and requires complex technical planning. You must make and then save massive amounts of money or live a life of extreme frugality.

Planning our early retirement has taught my wife and me that simply taking the time to choose what is important to our family and thinking about creative ways to get it can change that entire equation.

As this example showed, we were able to conservatively decrease the retirement saving needs for our family by $125,000 just by decreasing the liabilities associated with owning our current home. By using our new home as an income producing asset, that number very conservatively becomes greater than a quarter million dollar difference in retirement saving needs.

At the same time, this decision will enable us to live the lifestyle we desire, adds no financial risk to our current situation, and requires no sophisticated financial products or techniques. If you design your home ownership as an investor, it can turn into an asset that will help you retire earlier!

* * *


Monday, March 27, 2017

10 Best Cruise Lines for Couples

Read article : 10 Best Cruise Lines for Couples
Paul Gauguin couple

Romance and cruising would seem to go hand in hand, particularly if you've spotted any of the cruise lines' advertisements showing photos of couples snuggling at the bow at sunset, or sipping orange juice on their private veranda in bathrobes, or even -- and this one we have a hard time believing -- spending time alone on a deserted beach with their mega-ship anchored in the background.

Advertisements notwithstanding, cruising can be one of the most romantic vacation options, but choosing the right cruise line and, even more specifically, the right ship within the fleet, can be a challenge. You don't want that sunset marred by crowds on deck, the romance of a dinner for two killed by the whiny kids at the next table or a cozy evening ruined by cramped cabins with minimal amenities.

For our top picks, we looked at criteria that we would deem universally romantic: ships that offer cabins with private balconies, great bathrooms and extra-special amenities; options for dining a deux; cozy nooks and date-night venues; and almost-private open-deck spaces for relaxing by day and stargazing by night.

Here are our favorite ships for celebrating or rekindling romance with your sweetheart.

Princess Cruises | Paul Gauguin Cruises | Windstar Cruises | Norwegian Cruise Line | SeaDream Yacht Club | Celebrity Cruises | Regent Seven Seas Cruises | Crystal Yacht Cruises | Azamara Club Cruises | Viking Ocean Cruises


Ultimate Balcony Dining 1. Princess Cruises Best Ships: Crown Princess, Emerald Princess and Ruby Princess

Why: The youngest of Princess' Grand-class ships -- Crown Princess, Emerald Princess and Ruby Princess -- blend big-ship options and small-ship cozy. Romance has always been the Love Boat line's focus, but the tiny, charmless balconies and bigger size of its newer Royal-class ships mean that the elder sisters still win in this category.

Sweet Digs: Each boasts the line's traditionally high percentage of suites and mini-suites. Suites feature separate sitting areas, large balconies and walk-in closets, and come with perks like evening canapes, a complimentary mini-bar setup, laundry services, use of the ship's thermal suite and complimentary dinner in a specialty restaurant on embarkation night. But even the standard mini-suite is charming and comfortable. Plus, the line is rolling out its new Princess Luxury Bed fleetwide through 2018. With pillow-top mattresses, Jacquard-woven cotton bed linens and fluffy duvets, you might be inspired to snuggle in bed a bit longer.

Onboard Romance: What could be more romantic than a night at "Movies Under the Stars," reclining on padded loungers while snuggled under wool tartan blankets on the pool deck? Or for quiet tete-a-tetes with your sweetie, try Adagio, a lovely and private top-deck lounge. During the day, we love The Sanctuary, a (mostly) shaded retreat, complete with waiter service, spa menu and massage services (a couples' massage is available).

Dinner for Two: Open-seating (as well as traditional) dining is available. But the most romantic option is the Ultimate Balcony Dining dinner experience. For an extra fee, cruisers are treated to a lobster dinner with Champagne and course-by-course service. (Or have a romantic breakfast in your cabin with the line's Balcony Breakfast option.) Only caveat: Your cabin must have a balcony. We also love the ships' specialty restaurants. Request a banquette at Crown Grill, a steak and seafood restaurant with an open grill; indulge in a multicourse meal at the Italian Sabatini's; or share dishes with your sweetie at Share by Curtis Stone or The Salty Dog Gastropub. For a more casual option, try Vines, a wine and sushi bar. If chocolate is your aphrodisiac of choice, be sure to try the onboard cocktails and desserts created by master chocolatier Norman Love.

Downside: While the deluxe mini-suites are lovely and comfortable, the all-open-air balconies are anything but private.


Paul Gauguin couple 2. Paul Gauguin Cruises Best Ship: Paul Gauguin

Why: Designed, built and decorated to sail year-round in the romantic South Pacific, the cozy, 332-passenger Paul Gauguin offers an air of tropical festivity. Dining is restaurant-style, the staff is superb and the ship is highly inclusive (cocktails and other beverages are included in cruise fares). But it's the ship's remote and lush island destinations that really turn up the notch on the romantic nature of the trip.

Sweet Digs: You know this is a ship intended for couples when most cabins come with a queen-sized bed and only a limited number can be split apart into twins. Consistent with the decor around the ship, cabins are tropically inspired. When you embark, you might find that your cabin attendant has showered the bathroom sink with red rose petals. Definitely book ahead so you can nab a balcony cabin. It's not a trip to the South Pacific if you're not out on your balcony, savoring coffee, as Bora Bora pulls into view. And just when life onboard couldn't be any better, suites and category A and B veranda staterooms feature butler service.

Onboard Romance: Dance cheek to cheek with your honey to the tunes of a chanteuse in La Palette Lounge, or gaze at the sea or stars from the lounge's top-of-ship vantage point.

Dinner for Two: For such a small ship, the choice of restaurants is superb. L'Etoile, which offers French cuisine accented with Polynesian touches, serves as the main venue. Couples will appreciate plentiful tables for two and an attentive wait staff that will keep your glasses filled with house wines and nonalcoholic beverages. Two casual venues offer indoor and alfresco dining, with reservations-only dinners. And there's always room service for meals in bed or on your balcony.

Downside: French Polynesia is a long trip from just about anywhere, so be prepared to endure hours on a plane before you get to your luxurious destination.


Windstar Cruises couple dining 3. Windstar Cruises Best Ship: Wind Surf

Why: Wind Surf's both a sailboat and cruise ship, and it features a hybrid blend of cruise traditions (such as the crew show, organized shore excursions and multiple eateries) and utterly romantic vistas. Carrying just 310 passengers, the ship's onboard ambience is relaxed (no set seatings at dinner) and its itineraries focus on ports in the Caribbean, Mediterranean and Baltic that are often too small to appeal to massive ships.

Sweet Digs: What Windstar's cabins lack in size and variety, they make up in style. The staterooms offer decadently soft bedding, L'Occitane bath products and flat-screen TVs with DVD players. Most suites are simply two standard cabins opened up and joined together, but having two bathrooms is generally a boon for marital bliss. For a special occasion splurge, book one of two Bridge Suites, which feature separate living rooms and bedrooms, a whirlpool tub and a massaging shower.

Onboard Romance: A favorite spot -- and it's remarkably quiet -- is at the outside tables at Wind Surf's cigar bar; it's a great place to sit under the stars (or enjoy a quiet cocktail). If it's too chilly for sitting outdoors, head to the indoor section of the Compass Rose lounge to listen to some pre-dinner music over drinks with your sweetheart.

Dinner for Two: For casual daytime dining, the glass-walled Veranda offers seating outdoors as well as indoors. It's adjacent to the grill and features both buffet fare and choices from a menu. At night, enjoy a romantic candlelit dinner by the pool at Candles, sample French-influenced contemporary dishes at Stella Bistro or dine in the main restaurant, AmphorA, which features local and creative cuisine.

Downside: This ship is small and cabins are close to the water, so in rough seas, you'll definitely feel the motion of the ocean and perhaps watch the waves close in over your porthole. If you're prone to seasickness, bad weather might kill the romance of a Windstar cruise.


Norwegian Cruise Line couple 4. Norwegian Cruise Line Best Ships: Norwegian Gem, Norwegian Jewel, Norwegian Pearl and Norwegian Jade

Why: Norwegian's "Freestyle Dining" philosophy (passengers can dine without the hassle of assigned times and tablemates at a variety of restaurants) is perfectly suited to table-for-two travelers. While the line's newest and biggest ships are full of Las Vegas flash and nonstop entertainment action, we prefer its Jewel-class for the right mix of romantic options and plentiful activities.

Sweet Digs: If you can afford them, the ships' Haven suites -- Courtyard Penthouses, Owner's Suites and Garden Villas -- are tops for a romantic getaway. These suites are located away from the fray in a private-access area of the ship -and offer a host of special perks, from access to an exclusive pool area (complete with padded loungers and hot tub) to VIP-only breakfast and lunch in either Cagney's Steakhouse or Moderno Churrascaria. The suites feature separate living and sleeping rooms, flat-screen televisions, butler service and swishy bathrooms, some with a whirlpool tub set into a picture window alcove.

Onboard Romance: Active couples can play a little one-on-one basketball on the sports deck or race each other up the rock climbing wall; while those looking to relax together can snag side-by-side loungers in the spa's relaxation room or take a dip in the thalassotherapy pool. At night, snuggle up to your honey, cocktail in hand, on one of the plush couches (on Norwegian Gem) or canopied beds (on Norwegian Pearl) that serve as loungers in the Bliss Ultra Lounge and Night Club; on Jewel and Jade, hit up Bar City to have your pick of multiple bars and drink styles.

Dinner for Two: Try dinner at Cagney's, the dedicated steakhouse, and Le Bistro, a French eatery.

Downside: These mega-ships aren't exactly intimate, and you might have to queue up for your dinner table for two if you don't eat at odd times or make reservations in advance.


SeaDream cruise couple 5. SeaDream Yacht Club Best Ships: SeaDream I and SeaDream II

Why: These nearly identical 112-passenger yachts win top romantic honors for sophisticated couples who want luxury (phenomenal dining and great service) in a casual ambiance. The ships are gorgeously restored; dining is all as-you-wish; cabins, though cozy, are outfitted with everything you could possibly need; and service is outstanding, personable, attentive ... and subtle. Fares are all-inclusive, too, which means tips and most drinks are included in your fare. Choose a warm-weather itinerary if you want to spend time playing with the ship's water toys offered from its onboard marina.

Sweet Digs: There are only four types of stateroom. The most romantic is, of course, the Owner's Suite (with a fabulous windowed bathroom); the Admiral Suite has similar amenities but is somewhat smaller. The Commodore Suites are basically two standard cabins put together -- we actually preferred our standard accommodations. The 195-square-foot standard cabins feature separate seating areas and bedrooms, with a small but exquisitely outfitted bathroom (huge shower-for-two with three shower heads). Add to that fine linens and great mattresses on the bed, high-tech flat-screen televisions, DVD and CD players, stocked mini-bars and plenty of storage space.

Onboard Romance: Our favorite place for sunset-timed port departures was on one of the Balinese beds on the top-most deck. Tucked around the smokestack, they are built just a bit above the deck railing, which gives you a sense of floating above the water. (You can also reserve one for a night sleeping under the stars.) We also loved the Top of the Yacht bar for after-dinner drinks to a soundtrack of live music.

Dinner for Two: There are two primary venues. The Main Dining Salon (indoors) feels like a restaurant at an elegant, small boutique hotel. But our favorite spot was the Topside Restaurant; it's an open-sided outdoor eatery (covered, though, so shaded) and there are a handful of wonderful and private nooks.

Downside: There are no cabins with balconies, but the open decks are so expansive and there are so many lovely nooks that you'll never miss them.


Lawn Club couple 6. Celebrity Cruises Best Ship: Celebrity Solstice, Equinox, Eclipse, Silhouette and Reflection

Why: Celebrity's newest ships are sophisticated and hip, and cater to couples on adult getaways, rather than families on holiday. Plus, there are plenty of onboard spaces tailor-made for parties of two -- from wine bars to multiple specialty dining venues, double pool loungers and top-deck lawns perfect for picnicking.

Sweet Digs: For a true splurge, suites range in size from 300 to 1,636 square feet, with amenities such as separate living room/dining room areas, baby grand pianos, whirlpool tubs and large balconies. For couples who enjoy the spa experience, Celebrity's AquaClass cabins and suites create an oasis of calm on the bustling ships with massaging showerheads, complimentary spa-oriented bath and body products and upgraded bed linens. Plus, couples can seek further R&R with complimentary use of the AquaSpa Relaxation Room and Persian Garden and exclusive specialty restaurant, Blu. There's also good news for pairs looking for a private retreat without breaking the bank -- 85 percent of all cabins feature private balconies.

Onboard Romance: It's easy to rekindle the romance with a picnic for two in the Lawn Club, a real grass lawn on the ships' top decks. Or hide away in a corner of the Deck 4 wine bar or martini bar, and get a little tipsy with your loved one; the aft Sunset Bar is great for views. The pool deck and adults-only Solarium also have cozy double sunbeds and hammocks for snuggling in the sun.

Dinner for Two: With so many top-notch specialty restaurants onboard, any table for two will do for a romantic night out. Our favorite for couples (and anyone else, for that matter) is Murano, the upscale Continental restaurant offering both tasting and a la carte menus. Treat yourself and your sweetie to luxe dishes like caviar, escargots, sweetbreads or foie gras. For dinner with a view, dine early at the back-of-the-ship Tuscan Grille, an Italian steakhouse with a wine country feel.

Downside: Onboard dates don't come cheap, whether you're shelling out for glasses of wine or fabulous cocktail creations, splurging on a specialty restaurant meal (Murano charges $45 per person) or booking upper-class cabins.


Regent Seven Seas couple 7. Regent Seven Seas Cruises Best Ship: Seven Seas Explorer

Why: You can't go wrong with the "Most Luxurious Ship Ever Built," an all-suite, all-balcony vessel that features personal service, gourmet cuisine and the most-inclusive cruise fares of the major luxury lines. You don't have to worry about lover's quarrels over the price of shore excursions, which pre-cruise hotel to book or how many drinks to order -- it's all covered by your cruise fare.

Sweet Digs: Take your pick! The smallest cabin on Explorer is a 219-square-foot suite with an 88-square-foot balcony and marble bathroom. The largest is a whopping 2,917 square feet and features a luxurious bed with topped with a $90,000 horse-hair mattress and $60,000 bed linens; an in-cabin spa complete with private sauna, heated ceramic lounge chairs and unlimited spa treatments; and a 958-square-foot balcony -- with a hot tub, dining table and assortment of loungers -- that wraps around the entire front of the ship. If you want to spoil yourself but can't quite afford the ship's top suite, know that all Penthouse Suites and higher categories come with butler service, upgraded toiletries and free use of iPads and iPods onboard.

Onboard Romance: Head to the gorgeous spa and gym area to get a little sweaty together (personal training for two?) and then relax in the back-of-ship infinity pool or heated ceramic loungers. Or visit the Observation Lounge for 180-degree views by day and cocktails and music by night. If you like learning together, sign up for a cooking class at the Culinary Arts Kitchen.

Dinner for Two: It's easy to get a table for two on these ships, even in Compass Rose, the main dining room. And the food is superb, with no drop in quality from the specialty venues to the main dining room. For date night, try the pan-Asian Pacific Rim, modern French Chartreuse or the Prime 7 steakhouse -- you'll need to make reservations for these popular venues but there's no fee.

Downside: Because its prices include nearly everything, Regent Seven Seas Cruises has some of the highest cruise fares in the industry.


Couple dining at the Crystal Esprit Yacht Club 8. Crystal Yacht Cruises Best Ship: Crystal Esprit

Why: If you want to sample the high life, where days are spent lounging on a day bed in the sun with a drink in hand, swimming and snorkeling or touring the more yacht-y ports, Crystal Esprit beckons. The 62-passenger yacht is also incredibly high-tech, carrying Jet Skis and a three-person submersible; cabins loaded up with state-of-the-art technology; and even an outdoor flat-screen TV for movies under the stars.

Sweet Digs: Most cabins are identical and a generous 280 square feet so you won't feel like you're tripping over your honey on a small ship. Rooms come outfitted with high-tech touches, such as a Soundbar speaker system, iPads for accessing ship services and flat-screen TVs loaded with movies. Enjoy the services of a butler, a stocked mini-bar and Krups coffee maker, king-sized bed and even a rain shower in a spacious bathroom. For truly special vacations, snag the one Owner's Suite onboard, which has separate living and sleeping areas and an egg-shaped soaking tub in the bathroom.

Onboard Romance: Most passengers are splashing in the water or enjoying complimentary tours during the day. If you're onboard, you're likely to be found cuddling on a Balinese bed or dipping your toes in the plunge pool. At night, catch a flick on the outdoor screen, or get social in The Cove, the ship's living room with live music and bar service.

Dinner for Two: The elegant Yacht Club Restaurant is the only dinner venue onboard. You won't have trouble snagging a table for two and will be spoiled for choice with a regular menu and special four-course menu offered each evening. For total privacy, order room service off the Yacht Club's menu and take date night back to your cabin.

Downside: Crystal Esprit offers port-intensive itineraries, so if you're looking for sea days, you won't find them. The yacht uses Zodiacs to tender, with some wet landings, and rocks and rolls when not in sheltered waters. If you have mobility issues or are prone to seasickness, the romance might be lost rather than found on this small ship.


Couple enjoying the dinner portion of the Night in Private Places experience 9. Azamara Club Cruises Best Ship: Azamara Journey and Azamara Quest

Why: Azamara offers two twin intimate ships and a destination focus, so you can bond with your loved one over new experiences and incredible adventures ashore. The line will constantly hand you opportunities for memorable date nights with its Nights and Cool Places after-dinner excursions and complimentary, once-a-cruise AzAmazing Evening shoreside event. The onboard atmosphere is geared to adults, so your vacation-for-two won't be disrupted by unruly rug rats.

Sweet Digs: Standard cabins are pretty cozy, but 46 suites offer more luxury and elbow room. The most sought-after are Ocean and World Owner's Suites, which command the fore and aft of the cabin decks. Think king-sized beds, marble baths and enormous private balconies. If the two of you love the spa life, book a Spa Suite, located near the ship's spa facilities; the suite comes with in-room spa music, a glass-enclosed soaking tub and separate rain shower, a free evening excursion and a spa credit. Couples massage, anyone?

Onboard Romance: Take your partner for a whirl with ballroom dancing in the Cabaret Lounge, or look for that green flash at the Sunset Bar, cocktail in hand. For the ultimate in romance, though, book the Nights in Private Places package. For one night, you'll get the aft spa deck all to yourself. A private butler will serve a candlelit dinner, you can float in the thalassotherapy pool while gazing at the stars, and then spend the night snuggled up on the canopied daybed, done up in fine linens. Just be sure to slip your robe back on when the butler comes to serve breakfast in the morning.

Dinner for Two: Tables for two are not hard to come by in Azamara's main, open-seating restaurant, but for a more intimate repast, book into one of the specialty restaurants, the Prime C steakhouse or the Italian Aqualina. Special event meals not to miss include a jazz brunch, Officers' BBQ with suckling pig and barbecue ribs and the White Night dinner served on deck.

Downside: If you like onboard nightlife, Azamara's options are limited. The casino is small and theater offerings are hit and miss. You won't find a packed disco or dancing well into the wee hours.


Couple in a cabin on Viking Oceans cruise ship 10. Viking Ocean Cruises Best Ship: Viking Star, Viking Sea, Viking Sky and Viking Sun

Why: With beautiful sun decks and a huge Nordic-inspired spa, Viking Ocean's four identical ships are ideal for couples who love to relax...after a hard day of touring in port. The line's destination focus includes jam-packed itineraries, late nights and overnights in port and included shore excursions. Well-appointed cabins, included Wi-Fi and wine with meals, multiple dining venues and a no-kids-under-16 policy seal the deal.

Sweet Digs: You can't go wrong when every cabin has a balcony, thoughtful touches like plentiful outlets and quiet-closing drawers, and bathrooms with heated floors. Upgrade to one of 14 Explorer Suites for sprawling verandas, separate living rooms and bedrooms and soaking tubs in the bathrooms. If nothing but the best will suit your sweetheart, book the one Owner's Suite with its private sauna, dining area and wet bar, and comfortable living room with stereo system.

Onboard Romance: During the day, relax in the light and airy, glass-enclosed Wintergarden Conservatory and take your honey to tea for finger sandwiches and scones in the late afternoon. Or lounge by the all-weather main pool, with retractable roof, or aft infinity pool. A cool drink is never far away. At night, camp out in Torshavn, to dance, enjoy a cabaret show or sip Armagnac in a dark corner.

Dinner for Two: The mouth-watering food at Manfredi's will start your date night off right. The Italian venue is complimentary and offers an expansive Italian menu. Don't miss the daily specials and definitely save room for dessert (as difficult as that might be). If your style is more casual, check out the sushi bar in the World Cafe buffet or the cured meats and bacon-and-pea soup served faux-fireside at Mamsen's.

Downside: All that running around in port can you leave you exhausted, with little energy for romance at day's end. Be sure to factor in some relaxation time with your special someone, but expect limited entertainment onboard (day and night) and no casino.